Compare maaya.works vs Khatabook
vs
From the digital bahi-khata to real books.
Khatabook brought millions of shops from paper to phone. maaya.works is the next step — from a digital credit register to real double-entry books, kept by an AI team that drafts the work for you to approve.
Free forever for single users · Real GST books · Books always balanced
If a credit register is all you need, keep Khatabook.
We mean it. Two rows below go to Khatabook, and we will tell you plainly when not to switch.
Side by side
The honest scorecard
Two different jobs: track who owes what, versus keep a real set of books for you.
What it is
The product
Full double-entry books + an AI team to keep them
A digital credit (udhaar) register — who owes what
Who does the work
Daily entries
An AI-hire drafts bills, invoices and follow-ups — you approve
You note each credit/payment entry by hand
Accounting & GST
Double-entry, GST, HSN, e-invoice native
Tracks balances; not a full accounting/GST system
Where Khatabook leads
Simplicity & vernacular
More than a credit register; English-first today
Dead simple, multi-language, made for any shopkeeper
Phone-first & offline
Online product
Phone-first, works on the move
The record & cost
The ledger
Append-only, immutable, provenance on every entry
A running credit list
To begin
Free forever for single users
Free for core use
Credit where it is due
What Khatabook got right
maaya.works is for the shop that has grown past the register, not against the register itself.
what khatabook got right
From paper to phone
Khatabook moved millions of shopkeepers off the paper bahi-khata and onto their phones. Digitising the most informal corner of Indian commerce is a genuinely hard, important thing to have done.
what khatabook got right
Simple, in your language
Multi-language, dead simple, and free — Khatabook met the smallest shops exactly where they were. That respect for the user is something maaya.works aims to keep.
what khatabook got right
It made udhaar dignified
Tracking credit used to be scribbles and arguments. Khatabook made it clean and shareable. We are not here to undo that — we are here for the shop that has grown past it.
Know the moment
When a credit register is not enough
If these sound familiar, you are ready for real books and a team to keep them.
01
You need books, not just balances
A credit register tells you who owes what. A growing business needs profit, tax, position and proper accounts — double-entry books. When balances stop being enough, you have outgrown the register.
who owes what → real books
02
GST and filing have arrived
Once you are billing with GST and filing returns, a credit list will not carry you. maaya.works keeps GST-native books and an audit trail your CA can actually use.
a credit list → GST-native accounts
03
You want the work done for you
Noting every entry by hand does not scale. maaya.works hands the entry and the follow-ups to an AI team — drafted for you, approved by you — on an immutable ledger.
you note it all → a team does the work
No spin
Where Khatabook still wins
For the smallest shops, these are real reasons to stay.
simplicity
The simplest possible start
For tracking who owes what, nothing is simpler than Khatabook. maaya.works does far more — which only matters once you need far more than a credit register.
language
Vernacular and free
Khatabook works in many Indian languages and is free for core use. maaya.works is English-first today and free to start for single users.
mobile
Phone-first on the move
Khatabook is built for a phone in a busy shop. maaya.works is an online product best used as a proper accounting system, not a quick udhaar note.
Honest advice: if you simply track credit in your shop, stay on Khatabook. Come to maaya.works when you need real books, GST and a team to keep them.
No pressure
Graduate when you are ready
Three low-risk steps. Keep your khata until you are sure.
1
Start free in minutes
Open maaya.works with a single field — no card. Keep using Khatabook for daily udhaar while you look around.
2
Let an AI-hire keep real books
Point your first AI-hire at bill entry or follow-ups. It drafts, you approve — and proper double-entry books build themselves underneath.
3
Graduate when you are ready
Move fully to maaya.works the day a credit register stops being enough — your books, your AI team, your pace.
Who is behind it
Built by a team that has shipped enterprise software for 15 years
maaya.works is built by Maaya Software Solutions Pvt Ltd — 15 years of enterprise software from Chennai, serving 453+ businesses across 13 countries. The same people now stake their name on your books.
Append-only ledgerApproval-gated AIHosted in India (ap-south-1)GST · e-invoice ready
Straight answers
Outgrowing Khatabook — common questions
I just track udhaar. Should I switch?
Not yet, if that is genuinely all you need — Khatabook is excellent at it. maaya.works is for when you need real GST books and a team to keep them. Come back when you have grown past the credit register.
How is maaya.works different from a khata app?
A khata app tracks balances. maaya.works keeps full double-entry books with an AI team that drafts your entries and follow-ups for you to approve — on an append-only ledger your CA can rely on for GST and filing.
Can I keep using Khatabook in the meantime?
Yes. Keep noting udhaar in Khatabook, start maaya.works free, and let the AI team build proper books alongside. Move over fully whenever you are ready.
Is it available in my language?
maaya.works is English-first today. If a vernacular, dead-simple credit app is what you need right now, Khatabook genuinely wins there.
Is it really free to start?
Free forever for single users, no card to begin. You pay only as you add AI-hires and grow.
Ready for real books?
Start free and let an AI team turn your day-to-day into proper, GST-ready accounts — while you keep selling.
Free forever for single users · Real GST books